PRIVACY POLICY

Demar Chapman Mortgages (“I,” “me,” or “my business”) is a sole proprietorship dedicated to respecting and protecting the privacy of all visitors and clients who engage with my website and services. This Privacy Policy explains how I collect, use, and safeguard your personal information. By using my website, you agree to the practices described in this policy.

1. Commitment to Privacy

I respect your right to privacy and am committed to maintaining the confidentiality and security of your personal information. I do not sell or share your personal data with third-party companies for their promotional purposes. I also do not knowingly collect or solicit information from minors.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

2. Information I Collect

To provide you with mortgage-related services and information, I may collect the following types of nonpublic personal information:

Information you provide directly: such as your name, email address, phone number, income, assets, and property details through applications, contact forms, or consultations.

Information about your transactions: including interactions with me, my website, or any affiliates or lenders involved in your loan process.

Information from third parties: such as credit reporting agencies, appraisers, title companies, or public databases.

3. Use of Information

I use your personal information strictly to:

Process your mortgage inquiries and applications.

Communicate updates related to your loan or consultation.

Comply with federal and state legal obligations.

Improve my website and services.

4. Email & Communication

You may receive emails from me regarding your loan inquiry or occasional updates and newsletters.

You can unsubscribe at any time by emailing [email protected]

.All emails sent by me are intended for the recipient and may contain confidential information. If you receive one in error, please notify me and delete it immediately.

5. Security of Your Information

I take your privacy seriously and maintain physical, electronic, and procedural safeguards that comply with industry standards and federal regulations.

Data you share through my website is protected with encryption and secure transmission protocols.

Please note that while I take reasonable precautions, no method of transmitting or storing data online can be guaranteed 100% secure.

6. Cookies and Website Data

My website uses cookies to personalize your experience and analyze aggregate site usage.

Cookies help recognize returning visitors, manage logins, and improve performance. You may disable cookies in your browser settings, but some features may not function properly.

The website may also collect anonymous data such as:

IP address

Browser type and version

Pages visited and links clicked

This information is used only for improving website functionality and understanding visitor behavior.

7. Social Media and Third-Party Links

I may maintain profiles on social media platforms (e.g., Facebook, Instagram).

Your use of these platforms is governed by their respective privacy policies.

I am not responsible for the content or privacy practices of external websites.

8. Interactive Tools (Chat / Online Forms)

If you use an online chat or contact form, any information you voluntarily provide (such as your name, phone number, or loan details) will be used solely to respond to your inquiry. I may retain chat transcripts for recordkeeping and service quality purposes.

9. Governing Law

This Privacy Policy and any disputes arising from it are governed by the laws of the State of Arizona, without regard to conflict of law principles.

Any disputes shall be handled exclusively in the state or federal courts located in Arizona.

10. Opt-Out

If you wish to stop receiving promotional messages or newsletters, please email your request to: [email protected]

You will continue to receive essential communications related to any active applications or services you have with me.

11. Updates to This Policy

I may update this Privacy Policy periodically. The latest version will always be available on my website. Your continued use of the site signifies your acceptance of any updated terms.

Contact

If you have any questions or concerns regarding this Privacy Policy or your personal information, please contact:

Demar Chapman Mortgages

[email protected]

https://demarchapman.investorloansdirect.com/home

2701 East Insight Way, Suite 150 Chandler Arizona 85286 USA